Title vs Escrow – What’s the Difference?
Escrow and title serve distinct but complementary roles in a real estate transaction.
Confusion often arises because both are involved in verification and recording, yet their responsibilities differ.
Escrow is responsible for coordinating documents, safeguarding funds, and confirming that conditions are satisfied before transfer. The title is responsible for examining ownership history and issuing assurances related to title status.
While their work intersects, escrow does not determine title status, and title does not coordinate escrow conditions. Each operates within its own authority and scope.
Neutrality is central to escrow’s role. Escrow follows written instructions and legal requirements but does not advocate for any particular outcome. Understanding this separation helps clarify where responsibility lies when questions or delays arise.
This separation of responsibility becomes especially important when questions arise about timing, recording, or completion.